Okoa Bia is a platform that gives bar owners/Wine and Spirit Retailers an opportunity to access a constant supply of all alcoholic drinks at any given time through a distributor. The service is offered by Okoa Bia Payments Limited, a company duly registered in Kenya. Okoa Bia enables their customers to make payments in a convenient, fast and secure manner and they can keep track of their spending by viewing their financial statements. Okoa Bia service recognizes the importance of protecting the privacy of all information provided by its users. This statement is meant to affirm our utmost respect for your rights to privacy. By sharing your personal information with us, you trust us to have the information used for the right purpose and to be kept safe. Therefore we do that by first helping you understand our privacy policy. Bar Owners/Retailers are required to register first with the following information: full names, mobile number, name of contact person, location and ID no. Then they can proceed with a loan request(s) once their details are approved by the distributor taking into account their credit limits. One can either purchase goods worth the full amount of their Credit Limit or Lower. Loans will be queried by phone number. Payments can be done ONLY through M-pesa.